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How Big Of An Umbrella Do I Need?
The Umbrella Liability policy is still a relatively new type of insurance coverage for the average business. As recently as 30 years ago, it was seen as only needed by the very largest of business...
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Are Fireworks Accidents Covered?
A longtime, extremely popular summer rite is to enjoy setting off fireworks. However, it’s important to think before striking a match or using a lighter on your first firecracker, sparkler, smoke-bomb...
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What is “subrogation”?
Are you familiar with “subrogation”? It is a common insurance policy provision and it is an important one! Your appreciation for insurance will increase if you learn about it! An insurance policy, no...
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What is “professional liability”?
Professionals, such as doctors, lawyers and accountants, along with a growing number of other occupations, work in fields that need special protection. Pharmacists, architects, engineers, opticians,...
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Halloween Safety Checklist
Getting ready for trick-or-treating in Traverse City tonight (which officially runs from 5pm-8pm)? Consider reviewing the following safety checklist with your little ghosts and goblins: Consider...
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Landlord Loss Prevention
Loss Prevention Guidelines Being a landlord isn’t always easy. Problems with tenants can result in loss of time and money as well as unnecessary hassles. If you don’t want to deal with rent collection,...
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Companies Sue over Michigan Fireworks Insurance Requirement
Several fireworks companies are suing over what they call Michigan’s excessive insurance requirements under a new state law. The companies filed suit on Feb. 1 in Detroit federal court seeking to...
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